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About The Covenant Homeownership Program

At Down Payment WA, we believe that the journey to owning a home should be accessible to everyone. Located in the heart of Washington, our dedicated team is committed to providing personalized mortgage solutions tailored to meet the unique needs of each client. We pride ourselves on our integrity, transparency, and a deep understanding of the local market—a combination that empowers us to guide aspiring homeowners through every step of the mortgage process. Whether you're a first-time buyer or looking to refinance, our expertise coupled with compassionate support ensures that you will feel confident and informed throughout your experience with us. Our mission is to help as many homebuyers as possible. The Covenant Homeownership Program extends beyond just lending; we aim to build lasting relationships within our community by empowering families to achieve their homeownership dreams. We understand that a house is more than just a building; it’s a place where memories are made and futures are built. That’s why we are dedicated to educating our clients on their options, helping them navigate the complexities of mortgages, and providing resources that foster informed decisions. Together, we can break down the barriers to homeownership, lending not just our financial resources, but also our unwavering support and commitment to your success.

Our Mission

We strive to be an advocate for The Covenant Homeownership Program, our mission is to empower individuals and families in Washington to achieve the dream of homeownership through accessible and affordable lending solutions. We believe that owning a home is not just a milestone, but a transformative experience that fosters stability, security, and community growth. By providing personalized mortgage services tailored to the unique needs of our clients, we aim to break down the barriers that often prevent people from taking this crucial step toward financial independence and building a legacy for future generations. We are dedicated to promoting inclusivity and diversity within the homeownership landscape. Our team is committed to educating potential homeowners about their options, guiding them through the mortgage process with transparency and integrity, and offering innovative financing solutions that accommodate a wide range of financial situations. At The Covenant Homeownership Program, our goal is not only to facilitate the home-buying journey but also to build lasting relationships rooted in trust and support, ensuring every individual has the opportunity to thrive in a home they can proudly call their own.

About Us

Our values

Trust

We prioritize building strong relationships with our clients, ensuring they feel confident and secure in their mortgage decisions.

Personalization

Our personalized mortgage solutions are tailored to the unique needs of each family, making homeownership more accessible and achievable.

Community Focus

We are committed to supporting local initiatives, such as the Washington State Housing Finance Commission and the Black Home Initiative, helping to strengthen our community.

Exceptional Service

Our dedicated team goes above and beyond to provide outstanding service, guiding clients through every step of the mortgage process with care and expertise.

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© 2024 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. Not available in New York CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV

Covenanthomeownershipprogram.org is for informational purposes only and not affiliated with wshfc.org or the Washington State Housing Finance Commission . No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. Legal Disclaimer for downpaymentaz.org By completing and submitting the form provided on this website, you expressly grant permission for downpaymentaz.org, its affiliates, or a member of our lender network to contact you through the information you've provided. This may include contact via email, phone call, or text message. Please be advised of the following: 1. Text Messaging Rates: If you provide a mobile phone number for text message communications, please be aware that standard text messaging rates may apply based on your mobile phone carrier and plan. 2. Opting Out: - Email Communications: Should you wish to cease receiving email communications from us, you can opt-out at any time by clicking the "unsubscribe" link found at the bottom of any of our emails. - Text Communications: To opt-out of receiving text message communications, simply reply with the word "STOP" at any time. It is your responsibility to ensure that the contact information you provide is current and accurate. We respect your privacy and will make every effort to honor your preferences regarding communication methods and frequency. By using this website and completing the form, you acknowledge that you understand and agree to this disclaimer. DownpaymentMD.org reserves the right to amend or modify this disclaimer at any time without prior notice. It is advisable to regularly review this disclaimer for any changes or updates.